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	<title>MaLumeMedia dot Com &#187; Advice</title>
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	<description>My Personal Business Blog</description>
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		<title>Life Insurance</title>
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		<pubDate>Sun, 30 Aug 2009 09:23:31 +0000</pubDate>
		<dc:creator>Rodney Daniel Bolton</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[grief]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[misc]]></category>
		<category><![CDATA[protection]]></category>
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		<description><![CDATA[We have no need for life insurance when we are young as we have nobody depending on our financial well being to survive and nobody who will suffer financially if we should tragically die. However as we get older, get married and build a family, we acquire dependants (people who depend on us financially) and so it is probable that you will want to protect them in the event of your death.]]></description>
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		<title>Smart Phone Or Mobile Phone?</title>
		<link>http://www.malumemedia.com/smart-phone-or-mobile-phone/</link>
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		<pubDate>Fri, 28 Aug 2009 08:24:43 +0000</pubDate>
		<dc:creator>Aleksandro Imles</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[blogs]]></category>
		<category><![CDATA[Computers]]></category>
		<category><![CDATA[Electronics]]></category>
		<category><![CDATA[eucation]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[free]]></category>
		<category><![CDATA[Hardware]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[leisure]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[phones]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[Technology]]></category>

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		<description><![CDATA[Although we lack a clear distinction between a cell phone and a smart phone, generally, a smart phone is a next-generation, multifunctional cell phone that provides voice communication and text-messaging capabilities and facilitates data processing as well as enhanced wireless connectivity. Cell phones are everywhere, growing in both number and type. You might consider the smart phone as the marriage between a powerful cell phone and a wireless-enabled PDA.]]></description>
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		<title>Basic Tips On How A Penny Stock Listing Make You Rich</title>
		<link>http://www.malumemedia.com/basic-tips-on-how-a-penny-stock-listing-make-you-rich/</link>
		<comments>http://www.malumemedia.com/basic-tips-on-how-a-penny-stock-listing-make-you-rich/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 10:34:00 +0000</pubDate>
		<dc:creator>Malcolm Torren</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[penny stock listing]]></category>
		<category><![CDATA[stock market]]></category>

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		<description><![CDATA[There are stock market sites and blogs that tell you how you can earn from just a small cap investment. Of course, anyone who wants to get rich would understandably jump at the opportunity.  But getting rich is not a quick scheme and no get-rich-quick books will tell you that it happens overnight.  It does not happen overnight.  Even if you think you have the most reliable penny stock listing in the world, it still does not guarantee financial wealth.]]></description>
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		<title>What You Should Know About Buying A First Home</title>
		<link>http://www.malumemedia.com/what-you-should-know-about-buying-a-first-home/</link>
		<comments>http://www.malumemedia.com/what-you-should-know-about-buying-a-first-home/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 10:08:08 +0000</pubDate>
		<dc:creator>John Dashwood</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Lansing]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[refinance]]></category>

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		<description><![CDATA[One problem plaguing excited first time home buyers is the deposit for the house of their dreams. If you are one of them, this problem can be resolved with a little help from family or friends or the First Time Homebuyer Credit. But all these are just the beginning of your new life as a homeowner and your responsibilities is just starting.]]></description>
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