Students who are traveling abroad for the purpose of pursuing their higher education have to realize the importance of taking international student medical insurance. Medical expenses are really costly abroad and as such it is required that we make sure that we are covered with International Student Health Insurance before traveling abroad.

HCC Medical Insurance Services has formulated a StudentSecure SM Medical Insurance plan specifically for international students. To help the students to choose easily, two levels of coverage are available – Select and Budget and they seek to cover aspects such as Medical Expenses, Emergency Medical Evacuation, and Acts of Terrorism and even pre-existing conditions which are covered after a year.

StudentSecure SM Medical Insurance provides coverage up to $300,000 under the select plan and $250,000 under the budget plan. This plan benefits include- Hospital Room & Board Local Ambulance Intensive Care Unit, Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs, Mental Health Disorders (one of the requirements for insurance for international students), Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy and Routine Nursery Care of Newborn.

Apart from the usual factors, International Student Insurance plans also provide coverage for the factors of Intercollegiate, interscholastic, intramural, or club sports, Terrorism, Benefit Period for coverage after Policy Termination Date, Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment.

Full time students at a college or university holding a valid F-1 Visa in the United States are eligible for this plan. International students applying for this insurance must reside in a foreign country for the purpose of education and should not have access to a residency status.

At any point of time ,the plan can be extended till 12 months from the initial coverage date and can renew it for a maximum period of four years as long as the eligibility requirements are met If international student coverage is require, after four years, a new plan can be purchased

Enrolling for the Student Secure Insurance plan is quiet simple. You can complete the application online, fax the application or mail the application with your preferred payment mode. The insurance documents can be emailed which can be downloaded within minutes after you submit the application. You can also opt for the documents to be mailed to you.

Thus, these are some of the features and facilities provided by the StudentSecure SM Medical Insurance.

Ray Sondeo often writes about international student insurance.