In the modern world of advanced technologies, stock brokers are becoming increasingly cheap. However, cheap doesn’t mean the same. Here are some of the more popular brokerages and what they charge.

The reason why many people are looking at OptionsHouse is due to its cheap stock trades. If you are looking for a trading platform that works and is cheap, look no further.

If you don’t mind the bad publicity and the fact that they might change the rules again, Zecco isn’t a bad choice. Currently, they still offer free stock trades for those that have $25,000 in assets or trade 25 times a month.

OptionsXpress must be making a lot of money off customers because their trading commissions are highest of the bunch. It’s $14.95 for most people and $12.95 for high volume traders. Pretty expensive right?

Wells Trade is one of the stock brokers I use because they provide 100 free trades. It’s easy to sign up for an account if you are already a Wells Fargo customer and I like the fact that you can transfer assets around easily.

One of the best discount broker is TradeKing, because of its amazing customer support. Their $4.95 a trade made headlines back in the days and continue to be one of the best options out there.

Etrade was once the best broker out there but with many cheaper alternative and its mortgage troubles, the company isn’t the powerhouse that it once was.

Scottrade offers seven dollar trades, which isn’t bad but not the cheapest. However, their customer support is second to none and they also have the most branches nationwide. In addition, they are the cheapest option that offers face to face interaction.

TradeMonster is new and worth a look because of their ties to OptionsMonster. The celebrity endorsement of the Najarian Boys is reason enough to take a look.

The highest end stock broker in this list is Charles Schwab. While stock trades are $12.99, they do offer a 2% cash back credit card which makes up for some of the stock commissions.

I don’t really like TD Ameritrade but it works fine. Their stock commissions are $9.99 a trade and they have no hidden fees to boot. This option is fine, but it’s not one I recommend.

Netflix coupon is not really a stock broker but with the money you will be saving with these discount brokers, you may want to use it for some great DVDs.

With the economy like it is, most people think it’s impossible to save more money. Yet, everyday, we hear tons of success story of people being able to save more money. If this is you, here’s what you need.

Trimming your expenses is actually quite easy, but you need to first keep track of them. The easiest way is actually to log them as they come in. It sounds cumbersome but it’s much easier than doing it in batches because it’s very overwhelming.

Most people think it’s time consuming to keep a budget but it’s actually easy once you set it up. Sure, it takes time at the beginning but when it’s working right, it’s easy to go through it each day or week.

Most people don’t think of consolidating your debt to save money, but this is one of the more effective ways to conserve cash. If you have high interest loans anywhere, just move them to a lower rate account.

Driving less seem trivial but with some careful planning, you can really save a ton of gas and save lots of money in the meantime. With gas prices going back up these days, a little planning can mean big bucks.

Clipping coupons used to be a mom only hobby but it’s becoming a national trend. Whether it’s online retailers, grocery stores or Best Buy, you can find coupons to save more money.

Stop worrying about what others will think and just get a smaller house. With property taxes and all the cleaning services that you pay for, you will save lots. Additionally, less area means a smaller space for air conditioning.

Some people’s monthly service bills are outrageous. Do you really need two different gym memberships? Are you aware that you can probably lose weight if only you cut out your cable bill and exercised more?

Let your creativity shine by thinking of how to do everything for free. Whether it’s software or activities, there’s probably a free version out there. Imagine a world where everything is free. How can you not save money?

Getting yourself out of debt requires sane, simple planning that anyone can do and will benefit from. You need to remain focussed on saving money whilst also paying off your debts as quickly as you can. Remember, the longer you are in debt, the longer you will be paying back sums of interest.

1. Work out how much money you are spending on your outgoings. You need to be able to work out what is mandatory – bills and mortgage for example, or discretionary – food, going out, clothes etc. Cutting back on the discretionary payments will give you the most money that you can then use to pay back any debts. Add together all of your income. Take out all of the mandatory payments and this will leave you with your discretionary spend. You then need to go through your discretionary outgoings and decide what can or cannot be reduced or even stopped.

2. Take it from me now, you will need to make sacrifices to get this to work. There will always be something on your discretionary list that can be halved, saved on or cancelled all together. The less you pay out, the more you can pay towards clearing your debt. Sit down and think about each item properly. Can it be cancelled? A cheaper option found? Or does it need to be kept? If you can’t decide or you are not good at being objective, get someone to help you and be “the voice of reason”.

3. Now you know what you have and have not got, it’s time to take a look at all of your debts. Put them down on paper and find out which has the highest interest rate and then start to pay the highest one off first. Over the time it takes you to pay others, this one will add more and more debt to your balance. Get rid of it as soon as you can and you will be able to manage things a lot better.

4. If you have lots of loans or debts, clearing the decks of the smaller loans will also make sense. This will give you a great feeling of satisfaction and achievement and will leave you free to concentrate on the larger debts you have. If you can’t see the woods for the trees, so to speak, this is a great way to focus your efforts which in the end will pay benefits.

5. Once you clear down one debt, take the payment you were making to that one and use it to pay off the next debt. If the debt you have just finished was the largest, then the next payment will be smaller. Keep paying the same amount if you can and the next debt will fall quicker. By consolidating your debt payments this way each time, you will be able to make a greater impact on the overall debt portfolio. Combine each time to save years off of the payments.

6. Remember that staying on this program requires self discipline. You will need to make sure that you keep an eye on all of your spending and try to keep a lid on any little extras that you may fancy buying. Stay strong and keep in mind what your end goal is. Remaining conscious of what you are doing at all times is key to success.